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Previous studies in both the UK and US have found that, compared with regular troops, reserve military personnel had more mental health issues -- including more symptoms of post-traumatic stress disorder (PTSD) -- after returning home from operations in Iraq or Afghanistan.

The latest research at King's College London suggests that difficulty readjusting to civilian life may account for some of that extra risk.

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Members of the armed forces can be at a disadvantage when they need to borrow after they return from overseas or leave the services, because their itinerant lifestyle and lack of credit history can ruin their chances.

Your borrowing needs in future years could include buying a car, obtaining a mortgage to buy a family home, or even starting your own business.

According to the credit reporting company Experian Interactive:

Your credit status is based on a host of factors, from a track record of repaying what you owe to being on the electoral register.

If you don’t meet the normal criteria because of a military career, you could find it difficult to get credit or have to pay higher interest because lenders don’t know whether you’ll be reliable.

Fortunately, according to an article on MoneyExpert.com, there are a number of things which you can do to improve your credit score:

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According to the Telegraph, the Prime Minister has been "warned" that the Army "will be hit by a damaging wave of resignations" if ministers make fresh cuts in allowances for the school fees of servicemen’s children. Officers, including elite Special Forces commanders, are said to be prepared to quit over the issue:

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The House of Commons Public Accounts Committee has just published the report of its inquiry into "the use of information to manage the logistics supply chain". Media reporting highlights comments in the report that the IT systems used to manage the complex supply chain were "not adequate for the task".

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As a result, the risk of failure of these warehouse inventory systems was considered "extremely high" - and was recently rated as "critical" by the MoD's Defence Logistics Board. The report said: "If these systems fail, then the result could be shortages at the front line within as little as 30 days."

Responding to the report, Defence Minister Peter Luff MP said that "Ensuring our armed forces on the frontline have all they need is a top priority and there are no shortages in Afghanistan."

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It's the result of many hours of hard work and the grandest day in the Sandhurst calendar, as friends, family and VIPs gather to watch Officer Cadets take part in their final challenge - the 166th Sovereign's Parade. For the first time all of the cadets currently at Sandhurst were on parade including the junior division, with 242 passing out.  BritishForcesNews reports (12 Aug).

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The Ministry of Defence has become "more wasteful" and "worse at caring" for Armed Forces personnel since the Coalition took office, military staff and defence officials believe. The Daily Telegraph reports on the results of polling for the MoD's annual report:

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Today's Scotsman leads with claims by former officers that the Ministry of Defence decision to move the army out of Edinburgh and sell off its historic buildings is financially driven, unpopular and gives the impression of "chaos at the top". BAFF comment: The availability of land for a new major training area is likely to be a major element in this decision, but the needs of personnel and their families also need be taken into account. The Scotsman story continues:

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The Ministry of Defence has apologised after thousands of recently-retired veterans were underpaid their pensions. The former RN officer who discovered the error has criticised SPVA for "being happy to sit back and not inform them they were being paid incorrectly". The Belfast Telegraph reports that:

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British Airways wants to hire 800 new pilots by 2016 using three combined recruitment programmes, including a joint initiative with the armed forces to take on personnel due to leave the service. People Management Magazine reports that:

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The Library of the House of Commons has produced a timely information note for MPs which examines the possible roles of the police and armed forces in controlling riots.

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