The pre-1975 service pensions grievance affects British ex-servicemen and women who served as regular 'Other Ranks', and left the armed forces before April 1975 without completing a full 22-year career. They have no pension for their years of service in the Royal Navy or Royal Marines, British Army or Royal Air Force. The issue also affects the widows and widowers of pre-1975 service personnel.
For reasons explained below, BAFF does not campaign about this matter but we understand that a few of our veteran members are affected by it, so this article is presented for information.
The Armed Forces Pension Group (AFPG) [disbanded 2015] explained that:
Our aim is to secure equality of pensions for former regular members of the Armed Forces who served for fewer than 22 years at any time to April 1975 and who were discharged before 5th April 1975. This also applies to those regulars who were discharged prior to 1981 who do not meet the criteria of length of service and age. We ask Her Majesty's Government for pension rights based on years of service and related, pro rata, to pensions received by contemporaries who completed 22 years of service.
According to Veterans UK:
Service deferred pensions. Prior to 6 April 1975 there was no provision for a preservation of pension benefits and service personnel who left the armed forces had to have completed 16 years from age 21 (officers) or 22 years from age 18 (other ranks). Those who left before that date without completing the above criteria, lost all pension entitlement. The rules changed on 6 April 1975...
"Deferred pensions" are also known as "preserved pensions".