The Army Families Federation (AFF) is calling for ALL armed forces personnel to make a will with proper legal advice.

The Families Federation say they are seeing an increasing number of cases where bereaved families are struggling because the military will was not detailed enough. They cite the case of the mother of the youngest soldier killed in Afghanistan. She has had her income support and housing benefits stopped after receiving her son's death-in-service and compensation payments. Watch the full report on the British Forces News website.

Serving personnel will be aware of MoD Form 106 which can be used to make a simple Will. While we cannot advise without knowing your circumstances, in most cases we would suggest using Form 106 in preference to having no Will at all, but as the Families Federation says, it is best to make a proper Will with legal advice.